One of the major hurdles for Americans entering retirement is the lack of proper guidance on applying for Medicare. Many soon-to-be retirees are left confused and facing unexpected medical bills because they didn’t fully understand the different parts of the Medicare system. Medicare is one of the most challenging aspects of retirement, and the complexity of rules and the risk of costly mistakes can cause unnecessary stress, not only on retirees but to their families as well.

This essential book helps demystify Medicare, offering listeners practical advice on how to optimize coverage and minimize costs. It offers a comprehensive comparison of Medicare Parts A & B, as well as alternative options, such as Medicare Advantage and Prescription Drug Plans. This useful guide will help you to:

Understand when and how to enroll for Medicare, including how to avoid late enrollment penalties

Compare existing job retirement packages versus enrolling in Medicare

Decide whether enrollment at 65 is right for you

Explore the potential to enroll after 65 with an in-depth explanation of rules and exceptions

Discover if a Medigap policy is best for your situation

Review late penalties and its potential financial impacts, including actionable strategies to avoid them

The book also offers common and uncommon questions, answered in an easy-to-follow FAQ format, practical checklists, cheat sheets, and templates to help organize and plan your Medicare journey. In addition, the book includes an exclusive Medicare Decoder that breaks down complex terminology into plain language.

MEDICARE 1: Starting your Medicare Journey is a must-have resource for soon-to-be retirees and their families, as well as already retired seniors who are looking to learn more about their options.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.