Are you tired of watching your bank account drain and credit card balances rise?
…All while wondering where the heck your money is going?

You see, living without money worries isn’t a fantasy...but if you know the feeling of staring at tens of thousands of dollars’ worth of debt - it sure feels like it.

The fact is, the average American now has $38,000 worth of debt....

What’s even more shocking is, that figure excludes mortgages!

So if breaking from the shackles of debt seems overwhelming, don’t worry - it needn’t be.

The good news is, the path to financial freedom is 20 percent knowledge, 80 percent behavior…

In fact, you only need to follow a few key principles to turn your financial life around.

By following the proven steps inside this book...you can properly pay-off your debt...and pay for your life...without relying on credit cards.

Here’s just a fraction of what you’ll learn inside:

• How to master budgeting without limiting your lifestyle (no, it’s not just skipping coffees every day).
• The guilt free way to spend (yes, spend) money.
• Why the popular envelope method doesn’t actually work. And what to do instead.
• Five simple hacks for increasing your credit score (even if it’s in the 400s right now).
• How one couple paid off $78,000 in less than two years, and how you can replicate their methods.
• What the millionaire next door types know, that you don’t.
• A house is the best investment, right? Think again after hearing this.
• Seven dangerous money myths which have been masquerading as truths for far too long.
• Investing for absolute beginners - why the stock market, mutual funds, or Roth IRAs are not terms you should fear.
• Three overlooked ways to turn every credit card you have from an expense into a goldmine.
• The number one type of investment to avoid as a new investor.
• The win-win strategy for ensuring your employer invests in your future.
• But that’s not all, you’ll also discover how to make your first $1,000 a month online. Even if you have no experience, or are a complete technophobe.

Including:

• The real “secret” to making money online. This is the opposite to what every “guru” has been telling you.
• How one desperate housewife made $1,500 profit her first month, with just a small investment of $200 (and less than 10 hours of work).
• The unique business model you can use to make $500 a week from your smartphone.
• The four best e-commerce niches for 2019 (you won’t find these on any mainstream websites, and sellers in them are quietly making a killing).