It happens all the time…30-year-olds pay for money mistakes they made in their 20s… 40-year-olds pay for money mistakes they made in their 30s… 50-year-olds pay for money mistakes they made in their 40s… Given how often I’ve seen these sad cases in my 25 years as a professional financial advisor, I have one simple question for you: In ten years, do you want to be paying for money mistakes you’re making today? I assume your answer is “No way!” That’s why I’ve written my second book, Retirement by Design, for you. As the title says, this book will help you design your current and future financial reality so that your future self will bring out champagne and toast you! In this book, you will learn:

- The top 5 enemies of your abundant retirement and how to combat them.

- The massive expense 1-in-5 retirees forget about until it’s too late… will you be one of them?

- The insanely important retirement step that only 2% of people handle (failing to do this could cause years of grief for your entire family).

- How inflation will kill your retirement if you don’t take this one counterintuitive but easy action.

- What is the #1 investment you should make now to enjoy an abundant retirement?

- How NOT to run out of money in retirement.

- How to reclaim $30,000+ a year in money you’re currently throwing away unnecessarily in tax mistakes and other “phantom” expenses.

Millions of people think, "It can wait. I'm young and I have plenty of time to catch up." I’m going to be straight with you: It cannot wait.