For the accomplished adult who did everything right, the longest chapter of your life may be the one you forgot to plan for.

You planned for a twenty-year retirement. You may need your plan to last thirty-five. The same advantages that helped you build your wealth may also give you a decade or more of life you never planned for financially. A longer life does not simply add more good years at the end. It gives every financial risk more time to affect your future.

In The Longevity Trap, veteran wealth manager and tax strategist George McReynolds, CFP, reveals the five dangers that make a long retirement very different from a short one: the Silent Thief of inflation, the Ambush of sequence-of-returns risk, the Long Storm of long-term care, the Long Fuse of the tax bomb inside retirement accounts, and the one who is left, the surviving spouse many retirement plans quietly fail to prepare for.

He then lays out the solution: a three-bucket income architecture designed to turn an intimidating pile of savings into a structured retirement income stream built with longevity in mind, one coordinated strategy for income, taxes, risk, and long-term care.

But a well-funded long life raises a more meaningful question than whether your money will last. What will you do with the years it helps provide? This book addresses both, from the Extra Decade Daydream exercise that helped the author rebuild his life from nothing and move into his dream home thirty years later, to trading the fear of running out for the freedom to give and live with warm hands.

With a Foreword by Erin Botsford, Barron's Top 100 Financial Advisor and author of The Big Retirement Risk.

"George stands out as one of the best. He is the rare advisor who understands that the money is only half the job. This book earns the term playbook." (Erin Botsford)

The road may be longer than you planned. This is how you make every mile of it count.