2025 MEDICARE & SOCIAL SECURITY CHANGES, INCLUDING IRMAA, PART D, AND RETIREMENT STRATEGIES

With over 1 million social media followers who trust her no-nonsense, easy-to-understand Medicare and Social Security advice, Attorney Sylvia Gordon cuts through the confusion to help you make the right decisions the first time.

This audiobook will prepare you to:

• Feel confident in choosing the right Medicare plan without second-guessing yourself
• Avoid costly mistakes that could lead to penalties and higher premiums
• Understand how Social Security works and when to claim for maximum benefits
• Learn how much you can earn in addition to your Social Security when you are under your Full Retirement Age.
• Know what to do if your employer coverage isn’t creditable and how to transition to Medicare

Who this audiobook is for:

• New to Medicare: If you’re turning 65 and overwhelmed by Medicare choices, this book breaks it down in plain English to help you avoid common missteps.
• Still Working at Age 65+: Learn when you need Medicare and when you can safely delay without penalties.
• Retirees Ready for Social Security: Understand how timing affects your Social Security benefits and the impact of taxes on your retirement income.
• Beneficiaries Confused Between Medicare Supplement and Medicare Advantage Choices: Unsure which plan type is right for you? This book lays out the pros and cons so you can choose the best option.
• Those planning to retire "early" who want to avoid having their Social Security reduced due to the earned income limit: Millions of retirees make costly Medicare and Social Security mistakes—some of which they never even realize until it’s too late.